Your Journey Starts Here

Home Buying Process

As soon as you can, start reading Web sites, newspapers, and magazines that have real estate listings. Make a note of particular homes you are interested in and see how long they stay on the market. Also, note any changes in asking prices. This will give you a sense of the housing trends in specific areas.

Getting prequalified is one of the most important steps in readying yourself for a home purchase. In todays competitive environment sellers want to be sure you are qualified to purchase their home prior to stepping through the door. This also positions you in the best possible way to get your offer accepted and puts you in the divers seat when searching for homes. Need help finding the right lender? We know a guy, or a girl. 🙂

Lenders generally recommend that people look for homes that cost no more than three to five times their annual household income if the home buyers plan to make a 20% down payment and have a moderate amount of other debt.

"Kathi was experienced and knowledgeable, we felt she had our best interest and were easy to work with, always happy to assist. I feel her expertise and knowledge is what sold our home in 3 days with 10 offers over asking price. (Pretty awesome!)"

Kristy P. Roseville

The Jobson Hawkyard Group has been an absolute dream... They worked some serious magic helping us write an offer that got accepted when it was up against multiple other offers... Kathi is incredibly knowledgeable, hard-working, honest... I have worked with several real estate agents in the past and I could not recommend them more. You will absolutely not be disappointed. Kathi and Tom really do go above and beyond for their clients!

John & Amanda Sacramento

Real estate agents are important partners when you’re buying or selling a home. Real estate agents can provide you with helpful information on homes and neighborhoods that isn’t easily accessible to the public. Their knowledge of the home buying process, negotiating skills, and familiarity with the area you want to live in can be extremely valuable. And best of all, it doesn’t cost you anything to use an agent – they’re compensated from the commission paid by the seller of the house.

Typically, purchase offers are contingent on a home inspection of the property to check for signs of structural damage or things that may need fixing. Your real estate agent usually will help you arrange to have this inspection conducted within a few days of your offer being accepted by the seller. This contingency protects you by giving you a chance to renegotiate your offer or withdraw it without penalty if the inspection reveals significant material damage.

Both you and the seller will receive a report on the home inspector’s findings. You can then decide if you want to ask the seller to fix anything on the property before closing the sale. Before the sale closes, you will have a walk-through of the house, which gives you the chance to confirm that any agreed-upon repairs have been made.

Start touring homes in your price range. It might be helpful to take notes on all the homes you visit. You will see a lot of houses! It can be hard to remember everything about them, so you might want to take pictures or video to help you remember each home.

Who You Work With: Matters

Success Is In The Closing

Lenders will arrange for an appraiser to provide an independent estimate of the value of the house you are buying. The appraiser is a member of a third party company and is not directly associated with the lender. The appraisal will let all the parties involved know that you are paying a fair price for the home.

As you can imagine, there is a lot of paperwork involved in buying a house. Your lender will arrange for a title company to handle all of the paperwork and make sure that the seller is the rightful owner of the house you are buying.

At closing, you will sign all of the paperwork required to complete the purchase, including your loan documents. It typically takes a couple of days for your loan to be funded after the paperwork is returned to the lender. Once the check is delivered to the seller, you are ready to move into your new home!

"Tom has been truly exceptional to work with. Can’t say enough about our experience with Tom. He helped us purchase our home and when it was time to sell it, we went right back to him. He is extremely professional, punctual, responsive, and got us an amazing price on our home. My wife and I are very busy and he made the entire process seamless and simply a breeze. He knows the area extremely well, and gave us perfect advice on how to position things. Really, Tom is amazing and can’t recommend him highly enough!"

Jon Mitchell Granite Bay

DESTINATIONS

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EXPLORE OUR MANY COMMUNITIES

We live in America’s Farm-to-Fork Capital and the only star on the map of California. The cities are buzzing with things to taste, see, and savor. We invite you to pick your pleasure, whether it’s our farm-fresh restaurants, plentiful farmers markets, home-grown breweries, colorful street murals, Gold Rush-era family attractions, or a sunset walk along the river. Community is where it all starts.

Let’s Discover Your Next Community.

Sacramento

Sacramento is America’s Farm-to-Fork Capital and the only star on the map of California...

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Roseville

30+ miles of paved bike and pedestrian trails wind through ravines and along creeks, offering...

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Granite Bay

Located next to Folsom Lake, which is one of the area’s most popular recreation areas, and a to...

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Carmichael

Carmichael is a fabulous and established place to live. It is close to the American River, Riding Trails, Bike...

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Midtown

Midtown Sacramento, a 2-square-mile district east of downtown, is the cultural hub of the city, home to a...

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Folsom

Folsom welcomes visitors with wonderful recreational opportunities, excellent dining experiences, and a...

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El Dorado Hills

If you like living in an area with gently rolling hills, oak trees and views of the Sierras, and 30 minutes from Tahoe and other...

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Lincoln

Discover the Charm in Downtown Lincoln as you explore the wonderful places to eat, shop and. Lincoln is relatively a new...

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Auburn

nestled in the western foothills of the Sierra Nevada Mountains and is bordered by the beautiful American...

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Fair Oaks

Chickens running free in Fair Oaks village. There are over 200 chickens in the area. You will come for the quality of life and stay...

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Rocklin

situated in the Sierra Foothills and is regarded as a residential community. The city has a long history of...

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Downtown Sac

Living in Downtown Sacramento means having arts, culture and award-winning dining right outside...

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About us

Home... Where your story begins.

As the Sacramento region continues to grow, the Jobson Hawkyard team has grown right along with it.  Our hometown team of local market experts cover all six surrounding counties, with over 3 decades of regional knowledge and real estate experience.  We are sticklers about providing you with the exceptional client care you deserve.  Home transactions are highly personal, and everyone has their own special set of circumstances.  At Jobson Hawkyard, we listen, we adapt, we plan and then we execute.  Our singular goal is to provide you with a remarkable and positive real estate experience.  

 

As Sotheby’s International Realty agents we offer the most comprehensive portfolio of technology based marketing solutions – spanning the breadth from local community awareness to the upper reaches of the international stages.  We use these tools purposefully to get your property recognized, and then sold at the highest price possible.  Most people think of Sotheby’s as a high-price brand, but our motto says it all.  “Luxury isn’t a price point, it is an experience”.  And working with Jobson Hawkyard, you will benefit from the collective assets of both agency and agent.  

 

Principal Realtors Kathi Jobson, Tom Hawkyard and Amber Forteir bring a technology-enabled action plan to help fulfill each client’s personal real estate vision. Let us help you with yours!

new jobson hawkyard

Pictured: Left to Right: Kathi Jobson and Tom Hawkyard

Contact Info.

LET'S TALK.

jhg@jobsonhawkyardgroup.com

+1.916.717.1085

VISIT US.

2277 Fair Oaks Blvd Ste 460,
Sacramento, CA 95825

9217 Sierra College Blvd., Suite 120
Roseville, CA 95661

TESTIMONIALS

What People Says?

Alan AndersonBuyer
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Kathi is the consummate professional who is also a joy with whom to work. We fell in love with a place just before offers were being considered. Thanks to her expertise and her thoughtful attention to how much we wanted to buy our new home, she turned our hope into an offer within a razor thin timetable. Our offer was accepted - always the beginning. Thanks to Kathi, the rest of the process went smoothly and we're in our new home and couldn't be happier. Thank you Kathi!
Jennifer TrudgeonBuyer
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Kathi was absolutely amazing. Our initial meeting was very last minute and she went out of her way to set up several showings for us to see on a tight schedule. Luckily we fell in love with one of them, and from the get go she was on top of it. It was an unusual and drawn out process from our first offer, to closing, but Kathi was in constant contact with us and the seller’s agent. She was extremely communicative and helpful in navigating us through the process. I don’t think we would have gotten the house if it wasn’t for Kathi. So thankful for her!
Francois LacombeSeller
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Working with Kathi and Nick was a real pleasure. In a very difficult environment (Covid-19), with a lot of restrictions in terms of real estate visits, Kathi found the right buyer, and led a difficult negotiation with a lot of experience and insight. We had already moved hundreds of miles away and she went above and beyond to take care of all the big and small things that needed to be taken care of (like organizing to safely remove a bee hive and saving the bees, to ordering the pick up of a pile of garbage that needed to be removed from the property, or organizing minor repairs to enhance the property value). We moved many times as a family, and this is by far the best real estate experience we have had. I would recommend Kathi and Nick to any buyer or seller in the Sacramento region. They know the market better than most and deliver a very high level of service.
Upendra KaphleBuyer
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Kathi is a great realtor. She is honest and has depth in knowledge about the real estate market. She is very patient and always ready to work with client. I highly recommend her.

Response: from the owner6 months ago Thank you so much Upendra for the wonderful endorsement. Working with and helping your beautiful family find the perfect home was special. Truly a pleasure and getting to know you and Sweta was the best part. I'm always here to help with any real estate needs.
Joseph McLellanSeller/Buyer
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Kathi is great to work with; I would highly recommend her without hesitation. She’s affable, professional, efficient, effective, and has a great network for anything you might need during the buying/selling process. Like
John Escudero
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Kathi covers all the bases. She took care of confusing issues, drove the process to a close with all concerns addressed.
Joseph CortesSeller
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Tremendous professional in helping us sell our home! Kathi is caring and understanding of what we need done as clients. I would highly recommend her services to others. Like
Slavic AvetisovSellers
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Kathi is a joy to work with. She’s a true professional with years of experience, deep knowledge and good judgement; just what we needed as we prepared to sell our mother’s home. She’s easy to deal with, answers questions in plain English, follows through and has a good sense of humor, too.

It took us a year to do the necessary work in advance of the actual listing and Kathi hung in there with us the whole time. We met with her early on and relied on her advice along the way in terms of what work to do, to what extent and similar concerns. As we made our way through the early days of the Covid-19 restrictions Kathi assured us we’d be able to continue and she was right. A few months later when we were ready to list Kathi was ready to get to work doing the necessary research and recommending a price range. The home sold quickly, at a good price and under good terms so, obviously, we’re very happy with the result.

Additionally, because our family has a longstanding personal relationship with Shriners Hospital for Children - Northern California we were very happy that Kathi supports the hospital by donating a portion of her commission through the Realtors Who Shrine group. I’m not sure how commonly agents donate a portion of their commission to anyone but in this case we’re very glad to be a part of it. I’m happy to recommend Kathi to anyone considering buying or selling a home.
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